roof view, back – bedroom overhang gutter, soffit before painting, backyard kudzu – IMG_3088 (20110615)

roof view, back – bedroom overhang gutter, soffit before painting, backyard kudzu – IMG_3088 (20110615)
Virginia Insurance
Image by Rev. Xanatos Satanicos Bombasticos (ClintJCL)
See the brown stuff? The detritus of tree branches falling and collecting in this never-before-seen area of our roof. The smell was horrid. I named it "house shit". It was worse than horse shit, but not elephant shit. As I cleaned some out of the gutters, I had to drop it straight down (for life-threatening balancing reasons), where it landed in Carolyn’s hair (repeatedly), her unable to block it with her hands 9for life-threatening balancing reasons). Probably Carolyn’s least favorite part of a lot of this.

These gutters had not been cleaned in YEARS! They totally had trees with root systems growing in them. Nature is fierce around here! Constant zombie attack of life!

You can also see some of the last vestiges of the original green house — the peeling soffit on the overhang roof. (Which got painted later. However, I did not manage to re-paint the soffit of the main roof over the overhang roof (over the attic vent). That was the one place that couldn’t easily be reached. I have never stood on that overhang, nor do I intend to without a harness, nor is my studfinder capable of finding wood *through* my shingles, so I don’t know where to safely screw the hook to the 0 harness that I own. Baby steps.)

Next door, you can see the huge tree that fell during the 2005-ish hurricanes.

Note the condition of the shingles. Progressive insurance (Homesite insurance) dropped our insurance giving us a list of reasons. We fixed the items on that list. They then dropped us a 2nd time for new reasons not included in the first list, including "curling shingles" on my roof. The shingles certainly aren’t perfect, but do these look like something that’s going to fly off my roof and cost an insurance company a lot of money? Of course, we survived Hurricane Irene AND the post-Irene flood storms JUST FINE… With zero water in our house. Progressive did not even cite our roof the first time they dropped us. Quite simply, Progressive Insurance/Homesite insurance are ASSHOLES. The roof sure as hell does not need to be re-done if it is functioning just fine. Plus, I just patched it with roof cement to strengthen it up even more! Be smart. Stay away from Progressive. Their low prices aren’t worth it. The State Corporation Commission has been notified, but since Virginia is a Republican state, our regulatory agencies barely have any teeth.

Homesite insurance, Progressive insurance, attic vent, boiler chimney, gutters, house maintenance, kudzu, shingles, soffit, view.
Homesite insurance sucks. Homesite sucks. Progressive insurance sucks. Progressive sucks. before painting. before soffit painting.

roof, Clint and Carolyn’s house, Alexandria, Virginia.

June 15, 2011.

… Read my blog at ClintJCL.wordpress.com
… Read Carolyn’s blog at CarolynCASL.wordpress.com

window, bedroom – 3 – front, right – now painted – 20110620 – IMG_3098

window, bedroom – 3 – front, right – now painted – 20110620 – IMG_3098
Virginia Insurance
Image by Rev. Xanatos Satanicos Bombasticos (ClintJCL)
This is the overhang window of our bedroom after repainting, as viewed from the right. We also had to paint that pipe going down, as its paint was all green and peeling. The soffits on the left were much easier to get to thanks to me having something to lean on in both directions. The addition in combination with the overhang creates this strange little pocket of yard. At the very upper right you can see how our addition has plastic soffit covers — like most new construction. People don’t realize just how much painting maintenance it saves to have those. My house was built before the rise of plastic. My soffits get no protection. They peel. They rot. They need repainting. They’re a pain in the ass to get to. You can barely see what you’re doing when you do it. And then you do it again every 10 years. It sucks. I should have paid the extra ,000 for them to add soffit covers back when we paid ,000 to add siding to our house (which was to avoid a ,000 painting job).

bedroom window, gutters, house maintenance, light socket, pipe, plastic soffit, window, wooden soffit.
after painting.

back yard, Clint and Carolyn’s house, Alexandria, Virginia.

June 20, 2011.

… Read my blog at ClintJCL.wordpress.com
… Read Carolyn’s blog at CarolynCASL.wordpress.com

BACKSTORY: So our homeowners insurance (Farmers) got dropped due to having peeling paint on our window sills (among other things). Weak. It was a LOT of work AND money for us to repaint all our sills. Wood windows SUCK!! Modern vinyl windows are MAINTANENCE-FREE!! Wood windows… You gotta re-glaze the panes when they fall out, and then the wood itself is always going to slowly rot away. We already had our cats knock a pane out, so we already had glazing compound for pane repairs. This came in handy when we painted our various window sills, as some also needed glazing compound.

It was quite a pain, because it cost so much money and had our living room in disarray for so many months, and the whole insurance basis for the situation was pretty bullshitty in the first place. We’re not going to make a property damage claim due to moisture that occurs because our paint was peeling! Ridiculous…