At The Mike Kelly Law Group www.mklawgroup.com we understand that you have many questions regarding workers compensation. Heres a review of the major types of claims and injuries that fall under workers compensation: Asbestos exposure and other job-related diseases, Various bodily injuries, Burns and injuries suffered in fires and explosions, Carpal tunnel syndrome and repetitive trauma injuries, Reflex sympathetic dystrophy (RSD), Complex regional pain syndrome (CRPS), Chemical burns and toxic chemical exposure, Disfigurement and scarring, Work-related emotional and psychiatric issues, Eye injuries and hearing problems, Work-induced heart attacks and work-induced strokes. Video Rating: 0 / 5
Question by QuizZy: What is worker compensation and should i file a claim?
I live in Virginia and recently about last week i had injured myself while working when a piece of metal about a size of a rice fell in my eye and i had to go to urgent care to take care of it. It wasn’t serious they just poke my eye with a Q-tip to take it out. And couple of days later i got a claim letter in the mail asking me if i want to file a claim. I was just wondering if its necessary to file a claim for this and what are the good and bad outcome out of it.
Answer by crazydave Worker’s Compensation is insurance that covers employees if they are hurt on the job. Employers pay premiums based on employee’s wages. Certain jobs are inherently more dangerous, so those premiums are more expensive. For example, premiums for a typist would be less expensive than premiums for a truck driver.
If you are hurt on the job, your employer has forms that need to be filled out. Worker’s comp will pay for your medical expenses and lost time from work. If you are seriously injured and have a permanent injury, you may qualify for a lump-sum settlement.
In New York, forms must be filled out within 10 days of an on-the-job injury.
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Question by Angel M: Would being injured at work function go under workman’s compensation?
Hello. I work for a small 501(c)3 in Virginia and I am the director of Special Events. I was recently given the task to host assemble our first benefit concert. During the event, which I was required to attend), I carelessly tripped on the steps and did serious damage to my left ankle.
My director was there to witness the incident, but never had me fill out an incident form or brought up workmans compensations. To be honest, I don’t think we even have accident forms…we don’t even have an HR department. Every doctor I have seen I have explained that I was at a work event when it happened, but no one has ever asked about workman’s comp. I’ve already shelled out money in doctors bills and missed work. Wouldn’t this be something that workers compensation should have to cover?
Answer by mbrcatz It’s going to depend on your state laws, but generally, if you were required to be there as part of your job, it would be a workers compensable claim.
Question by murdoch22: How can i get my old employer to pay my worker’s compensation?
I was injured while on the job at the last company i worked for, and they haven’t paid the hospital bill. They won’t return my calls, and since they’re in Virginia and i’m now in Colorado, i’ll have difficulty consulting with either a Worker’s Compensation mediator or a lawyer. It’s not a large bill, but i don’t think i would be any better off if i paid it and then tried to get the company to reimburse me. It’s happened to me before, with a much larger hospital bill, and i’m only now working on collecting the money, four years later. Is there any way i can persuade them to pay it, without having to hire a lawyer or go through the tedium of the WCA?
Answer by anoldmick No, there isn’t. Either go through WCA or a lawyer or pay the bill. You fail to pay and it will adversely affect your credit rating and even your chances of landing a job – or moving to a better one than what you’re doing now.