Out of Network Health Insurance?

Question by kelh0003: Out of Network Health Insurance?
I’m trying to understand what exactly out of network coverage is? I’m trying to help my boyfriend get health insurance and he travels a lot. Right now he is working in Florida (where his permanent address is) and this summer he will most likely be in Virginia for a month or two and possibly California later and he has a manual labor type of job so his risk of injury is greater. So would it be better to get a type of insurance where the out of network coverage is covered more? I just don’t quite understand it.
Thanks!

Best answer:

Answer by Stuart
You need to understand two terms: the first is ‘provider’. A provider is the insurance company – think Blue Cross, Cigna, State Farm, etc. The second term is ‘network’. A network is a company that has an agreement with doctors, hospitals, nursing homes, etc – the agreement says that they will only be paid a certain amount for a certain procedure.

So, if a provider like Blue Cross is your insurance company, and your family doctor is in their network, you can get the best deal on medical care at your doctor because Blue Cross will charge you less if you go to him. Other doctors in their network would let you get a similar deal.

If you go to a different doctor who is not in their network, there is not deal for set prices, so you might have to pay a lot more for your co-pay.

When you get insurance, the provider wil give you a list of the doctors in their network, and you can see which make the best money deal for your bf if they are near where he will be working.

– Stuart

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Virginia is first state to ban mandatory health insurance: Has Virginia thrown another wrench in Øbama-care?

Question by Defender of America: Virginia is first state to ban mandatory health insurance: Has Virginia thrown another wrench in Øbama-care?
In addition to Virginia, at least 35 other state legislatures are considering measures to “limit, alter, or oppose selected state or federal actions, including single-payer provisions and mandates that would require purchase of insurance,” according to the National Conference of State Legislatures (NCSL).

Virginia Bans Mandatory Health Insurance
http://www.medpagetoday.com/PublicHealthPolicy/Washington-Watch/18942

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Answer by Disco Stu – The Footlong
I’m glad I live in Virginia.

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how much would i pay per month for insurance on a $100,000 condo in northern virginia?

Question by : how much would i pay per month for insurance on a 0,000 condo in northern virginia?
say the condo is a few miles outside DC, is worth 100,000-120,000
whats the ball park amount id have to pay for insurance each year?

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Answer by Common Sense
We are not psychic. There are many variables.

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Keeping a Sharp Eye Out for Insurance Fraud

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Farmers’ mutual fire insurance companies in West Virginia. 302

Farmers’ mutual fire insurance companies in West Virginia. 302

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Does Optima Health insurance cover braces for teens in Virginia?

Question by omigeee.: Does Optima Health insurance cover braces for teens in Virginia?
My teeth are outward.

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Answer by jlf
Health insurance is typically separate from dental insurance. Consult your specific policies.

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how much is workers comp insurance in virginia?

Question by DANIEL W: how much is workers comp insurance in virginia?
i am a truck owner operator and need comp according to my company i am leased to

Best answer:

Answer by jmi0975
It should be fairly inexpensive – however, you should find a licensed agent to provide you with a quote as the rates are going to vary by company and depending on the limits you are required to carry.

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Sen. Warner: Congress Mandating Purchase of Health Insurance Like Medicaid and Driver’s License

Sen. Mark Warner (D-Va.) said that Congress’ constitutional authority to require individuals to buy health insurance is like Medicaid, Medicare and states requiring driver’s licenses.
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Are there any auto insurance companies in the state of Virginia that offer glass coverage?

Question by reggggie: Are there any auto insurance companies in the state of Virginia that offer glass coverage?

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Answer by rob1963man
I thought all insurance companies covered glass. In fact, I think the windshield doesn’t even have a deductible (but side and rear windows do).

Check it out by calling a random insurance company like http://www.statefarm.com or http://www.geico.com etc…

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I need some good health insurance in Virginia. ?

Question by : I need some good health insurance in Virginia. ?
I’m self employed and need good health insurance for me and my wife. Thank you for all answers.

Best answer:

Answer by rcdrury
Contact a local independent agent who can shop the market for you.

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